All posts by Intern

Stickers are a great way to add some colour and pizzazz to otherwise dull and plain packaging. Adding a well-designed label can help your products stand out on the shelf and promote your brand. If you’re looking for stickers look no further than Kall Kwik.

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Our range of custom labels on a roll are an inexpensive way to brand any product. Available in any size and shape from 10 x 10mm to 300 x 300mm you can have labels for manual or machine application

Give me a quote!

Add a touch of luxury to your product or packaging with foiled stickers. With their metallic gloss finish foiled stickers will enhance any brand, perfect to showcase the luxury of your products.

Give me a quote!

Removable labels are perfect when the label is going to be removed and you don’t want to leave a sticky residue. Need a sticker for products or outdoor use? Permanent’s the way to go.

Give me a quote!

Kall Kwik. Call the team now and we’ll come up with the best solution for you.

0208 753 7710

or, visit our website!

Kall Kwik Chiswick,
Unit 1, 37 Colville Road, Acton,
Chiswick, London, W3 8BL


6/07/21  Grants available! –

2/07/21  Heathrow talking about sustainable aviation fuel – 7th July –

28/06/21  Update: Are you ready to submit a winning bid? –

24/06/21  Update: So much going on – please be part of it! –

22/06/21  Update: ‘Green’ Webinar coming up! –

17/06/21  Update: Make a change for Clean Air Day! –

15/06/21  Update: Government extends lockdown by four weeks –

14/06/21  Update: Free training programmes from nlet – Sign up here! –

11/06/21  Update: If you do one thing today, make sure it is to book/get your vaccination! –

9/06/21  Update: 35,000 have ‘Stepped Up’ by getting vaccinated in the first two weeks of Hounslow’s surge programme! –

8/06/21  Update: Get a PCR test at a mobile or local test site near you! –

4/06/21  Update: Make today the day you get your first jab! –

2/06/21  Update: Get vaccinated at a pop-up clinic! No appointments necessary –

27/05/21  Update: No local lockdowns in Hounslow –

26/05/21  Update: Go get vaccinated –

25/05/21  Update: Surge testing and increased vaccinations in Hounslow –

20/05/21  Update: May issue of Let’s Talk Business out now –

19/05/21  Update: Grants, Vaccinations & Webinars –

18/05/21  Update: Webinars ands click thoughts –

13/05/21  Update: Jabber & Jabs! –

12/05/21  Update: We do Webinars! –

11/05/21  Update: Mediation & Arbitration webinar this week & London Irish ticket offer! –

4/05/21  Update: Money available and more positive news! –

27/04/21  Update: help businesses bounce back –

20/04/21  Update: Hounslow Leisure Centres are now open! –

14/04/21  Update: Tax changes and help to bounce-back! –

9/04/21  Update: Restart Grant –

7/04/21  Update: We’re on the road to recovery! –

1/04/21  Update: Regrowth & recovery – help is out there! –

29/03/21  Update: Next step on the road map! –

23/03/21  Council updates & Job opportunity! –

19/03/21  Update – £69m available! –

18/03/21 Security: Cyber & Physical Webinar –

17/03/21  Local grant updates –

15/03/21  Update – fomo: many webinars this week! –

11/03/21  Update – don’t miss the deadline for workplace testing! –

9/03/21  Update – want to become more involved with the Bees? –

4/03/21  Update – Business Grants latest news & full Budget report –

2/03/21  Update – London is back to No 1! –

26/02/21  Update: Exciting financial opportunities –

24/02/21  Update: 24th February – Roadmap for easing of lockdown –

23/02/21  Update: 23rd February –

22/02/21  Update: 22nd February –

18/02/21  Update: 18th February –

15/02/21  Covid-19 Update: 15th February –

12/02/21  Covid-19 Update: 12th February –

10/02/21  Covid-19 Update & Forth coming webinars: 10th February –

8/02/21  Covid-19 Update: 8th February –

4/02/21  Covid-19 Update: 4th February – Support Grants UPDATED –

1/02/21  Covid-19 Update: 1st February –

28/01/21  Covid-19 Update: 28th January –

26/01/21  Work/Life Update: 26th January –

22/01/21  Covid Message – 22nd January –

21/01/21  Work/Life Update: 21st January –

18/01/21  Work/Life Update: 18th January –

15/01/21  Work/Life Update: 15th January –

13/01/21  Work/Life Update: 13th January –

12/01/21  Work/Life Update: 12th January – Webinars coming up to help you! –

9/01/21  Work/Life Update: 9th January –

7/01/21  Work/Life Update: 7th January –

6/01/21  Work/Life Update: 6th January –

5/01/21  Welcome to 2021 and Lockdown – 5th January –

21/12/20  Work/Life update: 21st December –

15/12/20  Work/Life update: 15th December –

14/12/20  Work/Life update: 14th December –

9/12/20  Work/Life update: 9th December –

8/12/20  Work/Life update: 8th December –

3/12/20  Work/Life update: 3rd December –

27/11/20  Work/Life update: 27th November –

24/11/20  Work/Life update: 24th November –

18/11/20  Work/Life update: 18th November – Hounslow Business Support Grant –

17/11/20  Work/Life update: 17th November –

13/11/20  Work/Life update: 13th November –

11/11/20  Work/Life update: 11th November –

9/11/20  Work/Life update: 9th November –

5/11/20  Work/Life update: 5th November –

3/11/20  Work/Life update: 3rd November –

2/11/20  Work/Life update: 2nd November – National Restrictions in England –

29/10/20  Work/Life update: 29th October –

27/10/20  Work/Life update: 27th October –

26/10/20  Work/Life update: 26th October –

23/10/20  Work/Life update: 23rd October –

21/10/20  Work/Life update: 21st October –

20/10/20  Work/Life update: 20th October –

16/10/20  Work/Life update: 16th October – London moved to High Alert –

15/10/20  Work/Life update: 15th October – New local Covid Alert Levels –

7/10/02  Work/Life update: 7th October –

5/10/20  Work/Life update: 5th October –

1/10/20  Work/Life update: 1st October –

29/09/20  Work/Life update: 29th September – New measures and NHS App –

25/09/20  Work/Life update: 25th September – New regulations –

23/09/20  Work/Life update: 23rd September –

18/09/20  Work/Life update: 18th September –

17/09/20  Work/Life update: 17th September –

15/09/20  Work/Life update: 15th September with a spotlight on Hammersmith & Fulham (please scroll down) –

9/09/20  Work/Life update: 9th September –

7/09/20  Kickstart scheme via Hounslow Chamber of Commerce – Work/Life update: 7th September –

2/09/20  Work/Life update: 2nd September –

28/08/20  Work/Life update: 28th August –

26/08/20  Work/Life update: 26th August –

25/08/20  Covid-19 update: 25th August –

19/08/20  Covid-19 update: 19th August –

18/08/20  Covid-19 update: 18th August – Coronavirus cases rising in Hounslow –

13/08/20  Covid-19 update: 13th August –

11/08/20  Covid-19 update: 11th August – Eat Out to Help Out –

6/08/20  Covid-19 update: 6th August –

4/08/20  Covid-19 update: 4th August –

29/07/20  Covid-19 update: 29th July –

27/07/20  Covid-19 update: 27th July –

24/07/20  Covid-19 update: 24th July –

22/07/20  Covid-19 update: 22nd July –

21/07/20  Covid-19 update: 21st July –

16/07/20  Covid-19 update: 16th July –

13/07/20  Covid-19 update: 13th July –

10/07/20  Covid-19 update: 10th July –

8/07/20  Covid-19 update: 8th July – Summer Economic Update –

6/07/20  Covid-19 update: 6th July – Arts & Culture £1.57bn package announsed –

3/06/20  Covid-19 update: 3rd July –

2/06/20  Covid-19 update: 2nd July –

30/06/20  Covid-19 update: 30th June –

29/06/20  Covid-19 update: 29th June – The Discretionary Business Support Grant –

26/06/20  Covid-19 update: 26th June –

24/06/22  Covid-19 update: 24th June –

23/06/20  Covid-19 update: 23rd June – Prime Minister announces easing of lockdown restrictions –

22/06/20  Covid-19 update: 22nd June –

18/06/20  Covid-19 update: 18th June –

17/06/20  Covid-19 update: 17th June –

15/06/20  Covid-19 update: 15th June –

11/06/20  Covid-19 update: 11th June –

10/06/20  Covid-19 update: 10th June –

9/06/20  Covid-19 update: 9th June –

8/06/20  Covid-19 update: 8th June – Safety when going back to work –

4/06/20  Covid-19 update: 4th June –

3/06/20  Covid-19 update: 3rd June –

2/06/20  Covid-19 update: 2nd June –

1/06/20  Covid-19 update: 1st June – News on the Discretionary Business Support Grant –

29/05/20  Covid-19 update: 29th May –

28/05/20  Covid-19 update: 28th May – Test & Trace –

27/05/20  Covid-19 update: 27th May – High Streets Reopening –

22/05/20  Covid-19 update: 22nd May –

21/05/20  Covid-19 update: 21st May – Future Fund launch –

20/05/20  Covid-19 update: 20th May –

19/05/20  Covid-19 update: 19th May –

18/05/20  Covid-19 update: 18th May – Public transport advice et al –

15/05/20  Covid-19 update: 15th May – mish mash of updates –

14/05/20 Covid-19 update: 14th May – housing market unlock/ TfL information and masses more besides –

13/05/20  Covid-19 update: 13th May – Easing & furloughing and much more besides –

12/05/20  Covid-19 update: 12th May – Recovery Strategy and much more besides –

11/05/20  Covid-19 update – 11th May – Start of lifting restrictions: PM’s announcement from 10th May –

7/05/20  Covid-19 update – 7th May –

6/06/20  Covid-19 update – 6th May –

5/05/20  Covid-19 update – 5th May or Star Wars plus1 – Bounce Back loans –

4/05/20  Covid-19 update – 4th May –

1/05/20  Covid-19 update – 1st May –

30/04/20  Covid-19 update – 30th April –

29/04/20  Covid-19 update – 29th April –

28/04/20  Covid-19 update – 28th April – The Coronavirus Bounce Back Loan –

27/04/20  Covid-19 update – 27th April –

24/04/20  Covid-19 update – 24th April – Coronavirus tests are now available to essential workers –

23/04/20  Covid-19 update – 23rd April –

22/04/20  Covid-19 update – 22nd April – Coronavirus business support finder tool –

21/04/20  Covid-19 update – 21st April –

20/04/20  Covid-19 update – 20th April – Coronavirus Job Retention Scheme –

17/04/20  Covid-19 update – 17th April –

16/04/20  Covid-19 update – 16th April – furloughed employees –

15/04/20  Covid-19 update – 15th April –

14/04/20  Covid-19 update – 14th April –

9/04/20  Covid-19 update – 9th April –

8/04/20  Covid-19 update – 8th April –

7/04/20  Covid-19 update – 7th April –

6/04/20  Covid-19 update – 6th April – COVID-19 Business Loans scheme revamped –

3/04/20  Covid-19 update – 3rd April- How to Claim Your Grant Payment –

2/04/20  Covid-19 update – 2nd April –

1/04/20  Covid-19 update – 1st April –

31/03/20  Covid-19 and our wellbeing/mental health –

31/03/20  COVID-19 update – 31st March –

30/03/20  COVID-19 update – 30th March –

27/03/20  Coronavirus update – 27th March – more details –

27/03/20  Coronavirus update – 27th March – Self employment package –

26/03/20  Coronavirus – information from Hounslow Council – 26th March –

26/03/20  Coronavirus update – 26th March –

25/03/20  ShopAppy –

25/03/20  Coronavirus update – 25th March –

24/03/20  Financial advice and support for local business – 24th March –

24/03/20  Security advice from Safer Business Hounslow/Hounslow Chamber of Commerce –

23/03/20  Coronovirus – Job Retention Scheme details –

23/03/20  Coronovirus update: 23rd March –

22/03/20  URGENT message for Hounslow’s Businesses –

20/03/20  Hounslow Chamber Task Force to help business during coronavirus pandemic –

20/03/20  Coronavirus – More things that might help –

20/03/20  Coronavirus – Things that might help –

19/03/20  Coronavirus related scams – Stay safe –

18/03/20  Government assistance for business –

18/03/20  Rescue Remedies? –

17/03/20  Lift your spirits? –

Welcome to Issue 2 of the Ajar newsletter!
We are pleased to issue our second quarterly newsletter to let you know what we have been up to over the past few months. We had some great feedback from our first newsletter and look forward to continuing sharing good news stories and partner updates each quarter.

As the restrictions have continued to ease over the past few months, we’ve been very busy and enjoying getting out and about to meet customers, partners and new contacts, as well as squeezing in a brand new website and another online event. Read more about Q2 at Ajar…

Birthdays, cyber security & clouds!
🎈Since out latest newsletter we turned 16 years old! A milestone for an SME like ours! For our birthday we launched our new website Take a look at our latest case studies and updates on our integrated solutions.
✔Our IT Technical Manager Bilal Can Aslan wrote an article on Cyber Security and the impact of the pandemic for the Stega partner newsletter. Contact us for a copy.
☁Our Head of Public Sector Ollie Morphew hosted a recent Cloud First Strategy webinar with our partners at Eagle Eye Networks looking at the move to cloud based technologies, demonstrating some recent success stories and showcasing our G-Cloud 12 solutions. Contact us to hear more and receive a copy of the recording.

Customer Area
😀Are you an existing customer who wants to share your Ajar experience or give us some feedback? We’d love to hear from you.
😀Are we a new contact for you? Want to hear more about us and build a new relationship? We’d be very happy to meet you for an introduction so contact us by return email!
😀Have you revisited your digital transformation roadmap this year? Why not talk to us about your strategy plan and see if there is anything we can support you with?

Social Value & Environmental News
The Environmental, Sustainability & Social Value team have continued on working on the roadmap initiatives for 2021:
🍏We have welcomed 3 students to our Brentford office from Cranford Community College for their first industry work placement as part of the digital T-Levels course. During their first week they have been working across departments to get exposure to all areas of the business, and get real life experience of what it takes to deliver digital transformation projects. If any of our partners would like to support the students by providing product demos during the Summer or their later Winter work placements, please contact
We welcome your support in ensuring their journey into digital is interesting and meaningful.
🌲The roof top garden seen here at the Ajar London HQ is blooming with the team successfully growing tomatoes, parsley, oregano, rosemary, sage, thyme, rocket, chillies and mint.

Interested in keeping up to date on our latest news? Follow us on LinkedIn for more regular updates If you have missed any of our online events and want to receive the recordings contact

Partners Area
In June our AV Technical Manager Ryan Le Roux, and our Bid Manager Tara McLaughlin visited our Brentford neighbours at Unilumin for the open house event. It was a great opportunity to see their latest technology and meet the team.

Are you a vendor partner? Want to get involved in our marketing strategies? Contact us by return email to hear about our latest initiatives.

A Director’s Loan Account (DLA) is “Money taken from your company’s accounts that cannot be classed as salary, dividends or legitimate expenses”. In many cases, Directors are unaware that even owe money to the company.

Until the money is repaid you/your company must pay:
• Corporation tax (32.5%)
• National Insurance (13.8%)
• Interest on the loan (2.55%)
• Income tax

Whilst a DLA is not illegal, if it is not paid back in time or your company enters insolvency, you could be liable for the value outstanding, including tax and interest. A Director’s loan must be repaid within nine months and one day of the company’s year-end, or you will face a heavy tax penalty. Any unpaid balance at that time will be subject to a 32.5 per cent corporation tax charge (known as S455 tax).

Director’s Loan

Here is a short summary of things to remember if you are considering borrowing money from your company or lending to it.

  • Take out director’s loans only when absolutely necessary (i.e. explore all other options first)
  • Repay your director’s loan within nine months and one day of the company year-end if possible
  • Aim to borrow less than £10,000
  • If you borrow £10,000 or more, you must report it on your self-assessment tax return and the company must treat it as a benefit in kind
  • Wait at least 30 days between taking out different director’s loans
  • If you lend to your company, ensure that both you and the company use the correct tax treatment
  • Do not allow your DLA to be overdrawn for extended periods
  • Be certain that your company has made a profit before declaring dividend

Get a PCR test at a mobile or local test site near you!

It’s important that you get a PCR test as soon as you can to identify any new variants of concern and keep the infection rate under control, even if you’ve already had a vaccine.

Please get a PCR test as soon as possible on Tuesday 22 June at the following locations:  

Mobile PCR Testing Units: 

  • Beaversfield Park, Hounslow (TW4 7JF) – Open 9:00am-3:00pm
  • Church of the Good Shepherd(TW4 6HJ) – Open 10:00am-6:00pm
  • Tesco Hayes, Bulls Bridge (UB2 5LN) – Open 10:00am-6:00pm
  • Bell Road, Hounslow (TW3 3NX) – Open 9:00am-3:00pm*   *You can drive to this site and remain in your car as you receive a test.
  • Sainsburys Chiswick(W4 5UT) – Open 9:00am-5:00pm 
  • Holy Trinity Church, Hounslow High Street (TW3 1HG) – Open 9:00am-5:00pm


Local PCR Testing Sites: 

  • Brabazon Road Sports Court, Hounslow (TW5 9LR) – Open 8:00am-8:00pm
  • Padstow Walk car park, Feltham (TW14 9XU) – Open 8.00am-8.00pm
  • Stamford Brook car park, Chiswick (W4 1NH) – Open 8.00am-8.00pm (Please book an appointment here: booking, select “do not have symptoms” and then “I was asked to take a test by the Local Authority.” Please also walk to this site if you can, as there is no parking on site and parking is very limited nearby).
  • Hounslow House– 7 Bath Road, Hounslow (TW3 3EB) – Open 8.00am-4.00pm
  • Heston Library– New Heston Road, Hounslow TW5 0LW – Open 6.30am-7.30pm Mon-Fri, or 8.00am-4.00pm Sat/Sun
  • Isleworth Library– Twickenham Road, Isleworth TW7 7EU – Open 8.00am-4.00pm
  • Bedfont Library– Staines Road, Feltham TW14 8DB – Open 8.00am-4.00pm


Or book an appointment at a regional PCR test site via

  • Twickenham Stadium (TW2 7BA) entrance at the rear via Whitton Dene – Open 8.00am-8.00pm*
  • Heathrow Airport Car Park E2, Eastern Perimeter Road (TW6 2SQ) – Open 8.00am- 5.00pm*

*When booking, select “do not have symptoms” and then “I was asked to take a test by the Local Authority.” Drive through site only.

Get PCR tested


Aged 18+? It’s your turn to get the vaccine! Find out how

If you are aged 18 or over, are clinically vulnerable, a frontline worker or a carer, you can now book your COVID-19 vaccination through the NHS website even if you haven’t yet received a letter. Appointments are available at sites across the Borough and also Ealing, Wembley and Hammersmith.

We are aware of other scam messages circulating – please ignore them. The NHS will never ask you for money or your bank details for your vaccination – it is free.

COVID-19 vaccines are being offered to:

  • people aged 18 and over
  • people who will turn 18 before 1 July 2021
  • people at high risk from COVID-19 (clinically extremely vulnerable)
  • people with a condition that puts them at higher risk (clinically vulnerable)
  • people with a learning disability
  • people who live or work in care homes
  • health and social care workers
  • people who are a main carer for someone at high risk from COVID-19

You’ll be contacted by the NHS when you’re eligible.

You do not need to wait to be contacted if you’re in a group listed above. You may be able to book your COVID-19 vaccination appointments online now.

If you did not book when you were contacted, you’re still eligible and can book your appointments anytime.

Book now

Bounce Back Loans – When Could Directors be Made Liable?

Since they were introduced in May of last year (2020), more than one million Bounce Back Loans have been approved, with more than £30bn of funding landing in the accounts of the UK’s small businesses. However, for some businesses, even these attractive loans will not be enough to save them. That’s why it’s so important that you understand the potential implications if you default on the loan and your business enters liquidation.

What is the Bounce Back Loan Scheme?

The Bounce Back Loan Scheme (BBLS) is a loan with very favourable terms that was introduced by the UK government to give small businesses a quick source of affordable funds. Under the BBLS, small businesses can access 25% of turnover up to a maximum of £50,000 to help them ride out the Covid storm.

No interest is charged for the first 12 months and importantly, the loan is 100% government backed. That means there’s no need for assets to be provided as security or personal guarantees to be given by company directors.

What Happens if you Default on a Bounce Back Loan?

Government has advised lenders to follow their usual protocols for chasing and enforcing loan defaults. This will mean threatening letters, court action and potentially baliffs if you don’t pay, within what timeframe remaining unclear at this point. The lenders have to chase borrowers for unpaid loans through the courts.

The key point here is that while simply not paying back the loan is unlikely to yield decisive and immediate action from which lending institution you used, it will happen eventually.

What Happens if you Don’t pay Back a Bounce Back Loan?

If you cannot pay back the Bounce Back Loan, your
company has likely reached a state of insolvency, one of the definitions of which is an inability to pay bills when due.

The state of insolvency puts directors at risk unless you understand what it means and how it changes your responsibilities. This means you cannot pay anyone (employees, yourself, any creditor etc) without risk of showing preference.

What Happens to a Bounce Back Loan in Liquidation?

If your company has been hit hard by the outbreak and cannot afford to repay its debts, you will need to decide on the best course of action. If the business cannot be rescued, you will be left with little choice but to close the company down. A creditors’ voluntary liquidation is the process of closing down a company with debts voluntarily. A licensed insolvency practitioner must be appointed to sell the business’s assets, repay the creditors in a prescribed order and close the company down.

Can you be Made Personally Liable for Bounce Back Loans during a Company Liquidation?

So far then, the situation seems clear cut. If you cannot repay a Bounce Back Loan, whether the company is liquidated or otherwise, then you will not be personally liable for its repayment.

However, there are two scenarios when personal liability issues may arise against Directors:

1. When the funds are not used for the benefit of the company?
If the Directors are taking advantage of the scheme by using the funds to buy personal assets, invest in property and pay off personal loans.

2. When you pay certain creditors ahead of others? 
An example of a preferential payment could be a loan that’s repaid to a    connected party of the company such as a board member, relative or friend, while other unsecured creditors such as HMRC go unpaid.



When forwarding please respect the integrity of CSSC messages and do not alter the content or formatting of the authoritative message.

Industry Sector Leaders,

COMMS – Greater London Authority’s (GLA) Launch of Cool Spaces Phase 2 – Outdoors – 1st June 2021 and Indoors 21st June 2021 to 15th September 2021, subject to the Government’s Roadmap out of COVID-19 Lockdown Measures


Following the GLA’s invitation to register indoor and outdoor cool spaces for opening this summer, the GLA would like firstly to thank those who have registered spaces by completing the invitation as part of phase 2. This is very much appreciated.

Phase 2 will run from 1st June 2021, for outdoor cool spaces and 21st June 2021 for indoor cool spaces, until 15 September 2021, the period when Public Health England and the NHS Heatwave Plan is in operation.


Secondly, we are pleased to let you know that, despite the significant pressures that boroughs, community groups, cultural venues and faith based communities are facing due to the impacts of Covid-19, the GLA received a positive response  with a total of around 300 indoor and outdoor sites registered to date.


The GLA has now reviewed the cool spaces data sent by the boroughs, community groups, cultural venues and faith-based communities alongside data and mapping that the GLA holds. This ensures that the identified spaces fit into one of the three tiers that can apply to indoor and outdoor spaces: –


  • Tier 1 has the greatest number of minimum amenities that Londoners can expect from a cool space
  • Tier 2 has the second greatest number of minimum amenities
  • Tier 3 includes outdoor green and blue spaces which, although not providing the minimum amenities for tiers 1 and 2, provide suitable conditions for the public to access shade from heat.


The tiered approach to classifying cool spaces is meant to provide Londoners with a better understanding of what can be expected from spaces and how certain spaces can better fit their needs.

These cool spaces will be available to the public through an online map, which can be accessed on the GLA website. The map has a mobile function which allows members of the public to find suitable cools spaces near them.

The cool space sites are targeted at Londoners who would like to to/need to access outdoor, green shaded spaces and indoor cool spaces during the day to provide respite from the heat. This should help Londoners to better prepare for, respond to and recover from hotter summers ahead.

The cool spaces initiative isn’t targeted at ‘vulnerable’ and/or ‘at risk’ groups. Public Health England’s Heat Health Watch communications sets out the advice for these groups and is disseminated to boroughs. Also, the use of public spaces should follow current guidance on Covid-19 measures for indoors and outdoors.


The GLA would be most grateful if you could please assist once again by disseminating this communication. The Cool Spaces phase 2 map can be found on the GLA’s website, here:


If you have any queries, please do not hesitate to contact us at:  


The GLA is open to receiving further registrations of indoor and outdoor cool spaces. Should you be aware of other contacts / networks which may be able to register cool spaces, please do forward on this email and invite them to register here.  To submit multiple outdoor spaces please contact  


Annette Figueiredo- Co-Project Lead (GLA’s Environment Team)

Jose Reis- Co- Project Lead (GLA’s Resilience Team)

On behalf of the GLA’s Cool Spaces Project Steering Group

Greater London Authority, City Hall, The Queen’s Walk, London SE1 2AA


For recent articles go to:
Approval for latest stage of the depot transformation project
Former Northamptonshire prison hospital to be turned into ‘executive-style’ accommodation for businesses


There is often a lot of fizzle and rather less planning when creating a low carbon scheme. The danger is there will be minimal environmental gain and no profit if the low carbon strategy is not smart enough.

The knowledge and technology for low energy, zero carbon, carbon negative and energy positive buildings have been available for 20years. With increasing legislation, funders now require it. But how do you make your buildings work rather than do the minimum today and be out of date tomorrow? How do you avoid costly errors? With examples of low energy retrofit with insulation on the inside, new build and how this is being scaled for mixed use regeneration of the grade 2*, 20acre Royal Ordnance Depot.

Book now!

Michael Chittenden, Owner Royal Ordnance Depot.
Paul Vick, FRSA, Paul Vick architects.

For more events in June with LFA:

Paul Vick architects brings you 100% planning permission record with new builds and listed buildings, giving you confidence your vision will succeed.

Please stay connected and let us know how we can help you.


our first live conference since March 2020!

Book Here

Holiday Inn London – Brentford Lock

Friday 23rd July 2:00 pm – 6:00 pm & 6:30 pm – 8:00 pm

In collaboration with Hounslow Council, this two-part event is to mark the many developments across Hounslow borough and to start our recovery.

Presentations (2:00 pm – 6:00 pm)

The afternoon starts with presentations in two rooms concurrently from major developers and stakeholders in the borough outlining their vision, including Peter Matthew, Executive Director of Housing, Planning & Communities, Hounslow Council (Click here for more details).

New speakers announced:


There will also be presentations from the following companies, who will also be taking exhibition/stand space:


Entrance is free of charge for pre-registered companies/attendees.

To pre-register, please book below.

Book Here

The two parts of the event are separate, but you are able to attend both if you would like. Naturally, there is a cost involved for the drinks.

Drinks Reception (6:30 pm – 8:00 pm)

Post presentation drinks with keynote speakers:

  • Justin Urquhart Stewart: Regionally
  • Cllr Steve Curran: Leader of Hounslow Council
  • Niall Bolger: Chief Executive of London Borough of Hounslow

Ticket price is £15 plus VAT and booking fee for members and £30 plus VAT and booking fee for non members per place.

Book Here

We are happy to announce that Justin Urquhart Stewart, from Regionally, famous for appearing on television wearing red braces, will be with us for at the drinks reception at our Regeneration & Recovery Conference.

Justin Urquhart Stewart, the co-founder of 7IM ensured the principle of doing the right thing was always just as important today as it was in the outset. Currently, Justin acts as Chairman to Regionally, a new investment service he co-founded, that redirects investment from London to the UK regions, specifically for scale-up SME’s and global private, non-retail investors. As an enthusiast of financial education and service, he is the champion of providing clients the very best, clearly expressed.


Regionally is an innovative new investment platform designed only for professional investors, HNW individuals, and institutions and working only with established SME companies based in the UK regions, looking for between £500,000 and £15,000,000+.


Regionally’s platform is centred around key due diligence and efficient reports produced by our Regional Corporate Advisors who ensure that our professional investors can confidently invest. It is a platform that brings together like-minded organisations to collaborate in a private, personalised and thriving space.


About the scheme

Launched on 6 April 2021, the Recovery Loan Scheme (RLS) provides financial support to businesses across the UK as they recover and grow following the coronavirus pandemic. You can apply to the scheme if Covid-19 has affected your business. You can use the finance for any legitimate business purpose – including managing cashflow, investment and growth. However, you must be able to afford to take out additional debt finance for these purposes.

If your business has already borrowed from any of the other coronavirus loan schemes – namely:

  • The Bounce Back Loan Scheme (BBLS)
  • The Coronavirus Business Interruption Loan Scheme (CBILS)
  • The Coronavirus Large Business Interruption Loan Scheme (CLBILS)

RLS is still open to you, although the amount you have borrowed under an existing scheme may in certain circumstances limit the amount you may borrow under RLS. RLS will run until 31 December 2021, subject to review.

How it works

Types of finance

A lender can provide up to £10 million as one of the following facilities:

  • Term loan
  • Overdraft
  • Invoice finance
  • Asset finance

Up to £10m facility per business
The maximum amount of a facility provided under the scheme is £10m per business (maximum £30m per group). Minimum facility sizes vary, starting at £1,000 for asset and invoice finance, and £25,001 for term loans and overdrafts.

Guarantee to the lender to encourage lending
The scheme gives the lender a government-backed guarantee against the outstanding balance of the facility. As the borrower, you remain 100% liable for the debt.

Interest and fees to be paid by the business from the outset
Businesses are required to meet the costs of interest payments and any fees associated with the RLS facility. The annual effective rate of interest, upfront fee and other fees cannot be more than 14.99%.

Turnover limit
There is no turnover restriction for businesses accessing the scheme

Interest and fees to be paid by the business from the outset
Businesses are required to meet the costs of interest payments and any fees associated with the RLS facility. The annual effective rate of interest, upfront fee and other fees cannot be more than 14.99%.

Term length
For term loans and asset finance facilities: from three months up to six years. For overdrafts and invoice finance facilities: from three months up to three years.

Personal guarantees
Personal guarantees are not permitted for facilities of £250,000 or less. Above £250,000 the maximum amount that can be covered under RLS is capped at a maximum of 20% of the outstanding balance of the RLS facility after the proceeds of business assets have been applied. No personal guarantees can be held over Principal Private Residences.